Can Health Insurance Be Cancelled By Boss?

Question to Ask the Workplace Doctors about health insurance:

My boss decided to stop paying the premium on my health insurance and did not tell me. I used my insurance and am now being billed by the hospital, lab and doctors office.Is this legal?

Signed, Angry

Dear Angry:

There are no laws requiring an employer to provide health insurance benefits. Once the insurance is provided there certainly is an expectation that it will continue–but the employer is not required to do so. Contact the Department of Labor for your state, or go to their website, to see if there are state requirements that might affect this. The size of your business is a key issue as well. If there are only one or two employees, regulations may not apply. You might also want to contact an attorney who specializes in employment law and ask for a free consultation to see if it seems likely you could sue your employer to recover the costs. It might be worth it to you to pay for an attorney to save the money of the medical bills. Or, they might take the case on a contingency basis where your employer would have to pay for court costs.Of course, you will likely not be working for that employer, if you do that.First, talk to your boss civilly and ask why you were not notified. Or, if you were notified, ask to see a copy of the notification letter. Ask what options the employer had in mind for replacing this benefit.

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